Compare the Best Local Rates

Where to Get the Best Charlotte Mortgage Rates on an ARM

If you are considering financing a house, but conventional fixed rate mortgages aren’t for you, look into an adjustable rate mortgage instead. ARMs work differently than regular home loans, and today, you could find an exceptionally low interest rate on one.

We’ve compiled the very best Charlotte mortgage rates available for adjustable rate mortgages nearby. Learn where you can get your hands on a great rate in your city.

Lowest Charlotte, NC ARM Rates

Whether you prefer a conventional financial institution, a credit union or prefer to bank online, there are a number of options available:

Best Charlotte Mortgage Rates: 3/1 ARM

  • Wachovia Bank, National Association: 2.13%
    • Orig. Fees: 1%
    • Points: 0.75
    • Caps: 2% per Adjustment Period

  • Branch Banking & Trust Company: 2.88%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

  • Wachovia Bank, National Association: 3.13%
    • Orig. Fees: 1%
    • Points: 0
    • Caps: 2% per Adjustment Period

  • Branch Banking & Trust Company: 3.25%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

  • SunTrust Bank: 3.63%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

Top Mortgage Rates in Charlotte: 5/1 ARM

  • Wachovia Bank, National Association: 2.25%
    • Orig. Fees: 1%
    • Points: 0.75
    • Caps: 2% per Adjustment Period

  • Bank of America, National Association: 2.5%
    • No Orig. Fees
    • Points: 0.75
    • Caps:

  • SunTrust Bank: 2.63%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

  • First Citizens Bank & Trust Company, Inc: 2.63%
    • Orig. Fees: 1%
    • Points: 0
    • Caps: 2% per Adjustment Period

  • TD Bank, National Association: 2.88%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

Ensure you verify these mortgage rates with the lender before you apply. Interest rates are accurate as of October 15, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Charlotte mortgage rate.