Charlotte CD Rates

Charlotte was the scene of a gold rush back in 1799, but the gold has long since run out. Nowadays, people look for financial success in the form of CDs and money markets. Charlotte Banking Rates could help you find the cd rates and money market rates that everyone’s looking for.

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The economy has clearly entered rough waters, and it’s a good idea to review your financial situation and future plans and goals. Whatever they might be, Charlotte Banking Rates wants to help you achieve financial peace of mind and a more secure future.

Current Charlotte CD Rates News

03/09/10

Fed tells Florida bank to raise capital or find buyer

Within 30 days, Horizon Bank also must submit an acceptable plan and timetable to the Federal Reserve Bank of Atlanta for conforming interest rates paid on ...

03/09/10

OTS lifts order on First Marblehead's bank unit

Private student loans aren't guaranteed by the government and carry higher interest rates. As the recession worsened, more customers have fallen behind ...

 

Best Charlotte CD Account Rates

Featured RateBank / Credit UnionAccount Type
2.05%
As of February 8, 2010

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CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.75%
As of January 12, 2010
View Rate Details Shuford Credit Union CD Account
1.60%
As of February 15, 2010
View Rate Details Park Sterling Bank CD Account
1.51%
As of February 23, 2010
View Rate Details Carolina Postal Credit Union CD Account
1.50%
As of January 12, 2010
View Rate Details Charlotte Fire Department Credit Union CD Account
1.25%
As of February 8, 2010
View Rate Details Carolina Cooperative Credit Union CD Account
Bank / Account TypeRate ChangeDate
  Carolina Commerce Bank - 6 Month CD Account 1.25% to 0.85% Mar 1, 2010
  -   Aquesta Bank - 6 Month CD Account     N/A to 1.00% Mar 1, 2010
  Bank of Commerce - 6 Month CD Account 0.85% to 0.85% Feb 26, 2010
  Bank of York - 6 Month CD Account 1.04% to 1.04% Feb 24, 2010
  Arrowpointe Credit Union - 6 Month CD Account 1.10% to 1.10% Feb 24, 2010
 

Best CD Rates, IRAs and Investments in Charlotte

Charlotte Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Charlotte credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Charlotte Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Charlotte, NC

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Charlotte Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Charlotte:

Serving the Following Charlotte Zip Codes:

Winston SalemChapel HillGastonia
FayettevilleWilmingtonCary
RaleighHigh PointGreensboro
DurhamAsheville
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