When choosing a savings account, it’s important to pick one that offers the highest savings rate possible in addition to low fees and additional perks.
If you don’t know how to go about locating the highest savings account rates in Charlotte, North Carolina, don’t worry. Our database of rates from over 3,000 local, national and online banks and credit unions lets us help you locate the best rates quickly and easily so you can begin saving sooner. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
0.90%
As of May 14, 2012
|
 |
CIT Bank
|
Savings Account |
|
0.84%
As of May 15, 2012
|
|
Ally Bank
|
Savings Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
0.66%
As of May 8, 2012
|
View Rate Details | Carolina Postal Credit Union | Savings Account |
|
0.55%
As of May 16, 2012
|
View Rate Details | NewDominion Bank | Savings Account |
|
0.50%
As of May 8, 2012
|
View Rate Details | Bank of Commerce | Savings Account |
|
0.45%
As of May 7, 2012
|
View Rate Details | Telco Community Credit Union | Savings Account |
|
0.40%
As of May 9, 2012
|
View Rate Details | Charlotte Fire Department Credit Union | Savings Account |
|
0.40%
As of April 30, 2012
|
View Rate Details | Carolina Foothills Credit Union | Savings Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
Every bank and credit union offers some type of savings account, but not all of them will help you grow your money. In order to find the best savings account, you should determine which financial institution is offering the highest savings rates. Choosing a savings account with a competitive rate will aid you in accomplishing your savings goals faster.
All banks and credit unions offer some type of savings account, but not all of them will help you grow your money. In order to find the best savings account, you should determine which financial institution is offering the highest savings rates. Choosing a savings account with a competitive rate will aid you in accomplishing your savings goals faster.
There are many banks doing business in Charlotte, including Scottish Bank, Wachovia, and First Charter. Do you know which one offers the best account rates to suit your needs? Let Charlotte Banking Rates compare them all for you. We could even help you find a free checking account and strong savings rates.
Lots of people do not think to check the interest rates on their checking accounts, both when they open it and periodically (remember, banks can change their rates so you should be sure to monitor your account). If you regularly keep a balance in your account, and your Charlotte bank does not offer a high interest rate, you could be missing out on a great money-making opportunity. You don’t want to be the person that is being left out in the cold while everyone is taking advantage of great rates on their accounts.
When you choose a Charlotte savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Charlotte banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.
At Charlotte Banking Rates, you can compare checking and savings account rates in Charlotte. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Charlotte bank, we can also help you:
One of the best ways to grow your savings in Charlotte, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
