| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Charlotte Fire Department Credit Union 2 Year CD Account | 2.00% Date: Jul 27, 2010 |
| Park Sterling Bank 2 Year CD Account | 2.00% Date: Jul 20, 2010 |
| Charlotte Metro Credit Union 2 Year CD Account | 1.90% Date: Jul 27, 2010 |
| 1st Patriots Credit Union 2 Year CD Account | 1.85% Date: Jul 23, 2010 |
| First Legacy Community Credit Union Savings Account | 1.50% Date: Jul 9, 2010 |
| Carolina Postal Credit Union 12 Month CD Account | 1.31% Date: Jun 15, 2010 |
| First Legacy Community Credit Union Savings Account | 2.27% to 1.50% Date: Jul 9, 2010 |
| Carolina Postal Credit Union Savings Account | 1.01% to 1.00% Date: Jun 15, 2010 |
Welcome to Charlotte Banking Rates
Charlotte Banking Rates is here to help anyone who needs the most accurate and up-to-date financial rate information, regardless of their income, goals, profession, or even credit history. We want to find you the best Charlotte rates, period. Team up with Charlotte Bank Rates. Some rates include:
- Charlotte, North Carolina mortgage refinance rates
- Charlotte, North Carolina insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Charlotte Bank Rate
Charlotte Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Charlotte. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Charlotte Banks
Family Trust Credit Union P.O. Drawer 10233 Rock Hill, SC, 29731 | 1st Patriots Credit Union P.O. Box 2893 Rock Hill, SC, 29730 | Charlotte Fire Department Credit Union 2100 Commonwealth Avenue Charlotte, NC, 28205 |
Arrowpointe Credit Union P.O. Box 1479 Lancaster, SC, 29721 | Carolina Cooperative Credit Union 6502 Mcmahon Drive Charlotte, NC, 28226 | First Trust Bank 1420 East Third Street Charlotte, NC, 28204 |
Current Charlotte Rates Update
The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Charlotte. Compared to the previous year, mortgage rates were at 5.59% for Charlotte and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.
Low Charlotte home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.
One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.
Life Changes Affecting Charlotte Banking Rates
- Your exciting promotion means you can finally afford your dream car
- You’re entering graduate school at UNC-Charlotte
- Your mother needs constant care, and her insurance doesn’t cover all of it
CD Rates When Interest Rates are Falling in Charlotte, NC
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Charlotte Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
Get the Best Rates in Charlotte, NC
Charlotte Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Charlotte Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Charlotte Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Charlotte Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Charlotte, NC
Charlotte Banking Rates is rapidly becoming the premier Charlotte interest rate source. By working with thousands of financial companies, Charlotte Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Charlotte Home Loan Rates
- Charlotte Savings Rates
- Charlotte Credit Card Rates
- Charlotte Student Loan Rates
- Charlotte Auto Loan Rates
- Charlotte Insurance Rates
- Charlotte CD Rates
Charlotte Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Charlotte Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Charlotte Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Charlotte Banking Rates
Current Charlotte Banking News
Check Rates in These Cities Near Charlotte: | Serving the Following Charlotte Zip Codes: | |||||||||||
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Other Charlotte Specials: Charlotte Insurance Rates